Frequently Asked Questions
What is Brazos Marketplace? Brazos Marketplace is your partner in navigating the complex world of group health insurance. We’re a marketplace that connects brokers and employers with a wide range of ACA-compliant health plans, designed to meet the unique needs of small, medium, and large businesses. Our focus is on providing cost-effective solutions without sacrificing quality coverage.
What is the minimum number of employees? 15 participating employees.
What if my business has fewer than 50 employees? Even if you’re not subject to the ACA employer mandate, we can still help you find ACA-compliant plans that can offer comparable or better coverage at more favorable costs.
What types of health insurance do you offer? At Brazos Marketplace, our focus is helping businesses find the perfect group health insurance solutions. We understand that offering competitive and affordable benefits is crucial for attracting and retaining top talent. That’s why we offer ACA-Compliant alternatives to Blue Cross, UnitedHealthcare, Cigna, and Aetna. We also offer those aforementioned markets as well. Our team will take the time to understand your specific needs and guide you through the selection process, ensuring your employees have access to the quality care they deserve. We’re more than just an insurance agency – we’re your partners.
What is the benefit of working with an independent agency like Brazos Marketplace?
Along with offering the ACA-Compliant alternatives to Blue Cross, United, Cigna, and Aetna, Brazos Marketplace helps employers by offering customized solutions, employee advocacy, and cost containment strategies that can help mitigate the ever-increasing renewals employers experience at renewal.
What are ACA-compliant health insurance plans? These are plans that meet the requirements of the Affordable Care Act, which means they cover essential health benefits like preventive care, hospitalization, and prescription drugs.
How do I determine the right level of coverage to offer my employees? Brazos Marketplace can help you assess your employees’ needs and your budget to determine the appropriate level of coverage. With our platforms that offer care advocacy, there is potential to greatly reduce the employee’s out-of-pocket expenses as well.
Can Brazos Marketplace help me manage my company’s health insurance costs? Yes, we can help manage costs with our cost containment strategies and advocacy.
Do you offer plans from carriers besides the “big names” like Blue Cross and United? Yes! Brazos offers ACA Compliant alternative solutions to Blue Cross, United, Cigna, and Aetna.
How can Brazos Marketplace help my business with its health insurance needs? Brazos can help you find the right group health insurance plan for employees, ensure companies are ACA compliance and manage costs effectively. We have cost containment strategies within certain plans that can drastically reduce the claims expense for the employer/employee and help mitigate every increasing renewals employers continuously experience. Along with this, our plans that offer “advocacy” can drastically reduce the out-of-pocket expenses for the employees as well.
Can Brazos Marketplace help with employee education and enrollment? Yes, we can assist with employee communications, enrollment materials, and online enrollment platforms to simplify the process for your employees.
Does Brazos Marketplace offer other types of employee benefits besides health insurance? Yes. Brazos Marketplace can assist with dental, vision, group disability and group life.